• Trust Our Real Estate Team When You’re Ready to Buy a Home in the Columbia Illinois Area

    The idea of owning a home is the cornerstone of the American Dream for many people. It is a big moment in one’s life, and a large financial commitment, but is also rewarding in several ways. Homeownership offers you enhanced privacy, security, and more freedom versus renting a property. Indeed, you are in charge of your own home and can do whatever you like with it! Want to remodel? Add landscaping features? Create more space? The possibilities are endless! Owning a home also builds equity over time so you’re not just paying to live somewhere, but making an investment in your future. This can give you a variety of financial options in the future, from selling to help fund a new home or refinancing to obtain money for other major purchases.

    Hometown Realty Unlimited Inc. is ready to help you achieve your dream and find the perfect house to settle down and plant roots in! The process of shopping for and buying a new home can be overwhelming. Our team is ready to help you through every step so you’ll be comfortable in knowing you’re making the correct choice!

  • Home Buying Tips to Help Your Search

  • Pre-approval is key

    Most likely, you won’t be taken seriously in your home shopping unless you are pre-approved by a lender. This indicates that you’re not just window-shopping or killing time on a weekend, but looking with the intention to purchase and have taken the appropriate steps to qualify for a mortgage.

  • You don’t have to use all your budget

    Just because you are approved for a certain amount on your mortgage doesn’t mean that’s the price of home you should be exclusively looking for. There are many other financial factors to take into account, such as closing costs, taxes, insurance, not to mention your regular monthly bills or repair expenses. Sometimes, less is more!

  • Don’t skip a home inspection

    The naked eye simply can’t see everything that your potential home holds. A professional home inspection can save you money in the long run by flagging problems lurking beneath the surface or, at the very least, giving you peace of mind that you’re making an informed decision.

  • List out your must-haves

    Home shopping involves a lot of elements. When you start looking at houses throughout the area, it makes the process easier if you have a list of items that are most important to you. Does your family need more than one bath? Is a small yard a deal-breaker? Having a list in mind can help you sort through all the options you’ll encounter. 

  • Keep your emotions in check and look at multiple houses

    There’s always the chance that you’ll fall in love with the first home you look at it. It may offer everything you want and be within your budget, but don’t throw an offer down just yet! It’s always valuable to look at multiple homes to get a full understanding of your options, likes, and dislikes, and see if your must-haves are actually must-haves.

  • Keep your handyman limitations in mind

    Getting swept up in the home shopping experience may lead you to put yourself into the awkward position of biting off more than you can chew in terms of DIY projects. It’s important to temper your excitement and evaluate the costs, time, and energy of any repairs the property you’re looking at may need.

  • Bring a friend for a second opinion

    You can’t go wrong by having extra sets of eyes with you when looking at prospective homes! Often, our emotions can get the best of us when shopping for a home and we may overlook certain things. An impartial set of eyes can help you avoid potential trouble down the line by helping you see potential issues with the property.

  • Be patient

    The home buying process is all about give and take – what you’re willing to put up with and what you can’t live without. You may be tempted to put in an offer on a home that is less than ideal for fear of missing out altogether. Patience is the most important aspect of house shopping. Keep our other tips in mind and take your time – the perfect home will come along!

  • Call Hometown Realty Unlimited Inc. today
    and start your journey towards a new home!